Seven people. Four languages. One office.

Our founding member, Cesar Toro, combines over 30 years of experience in accounting, auditing and taxation. A graduate of Florida International University with a Bachelor’s in Accounting, Mr. Toro is fluent in Portuguese, Spanish, and English. In addition to his accounting career, Cesar was previously a professional violinist and a former ARMY officer.

Mr. Toro started his career in the Miami office of Deloitte where he spent two years as staff auditor working in various industries including banking, real estate and non-profits. He later moved to Puerto Rico where he spent four years at the San Juan office of KPMG. While at KPMG, Mr. Toro worked in various industries including banking, manufacturing and governmental.

After working with two of the “Big Four” public accounting firms, Mr. Toro gained experience in internal auditing as the Internal Audit Manager for the San Juan subsidiary of Scotiabank, and later as Internal Audit Manager for the Americas for Imerys, a French mining conglomerate. His work there included operational and financial evaluation of the company’s domestic and international operations, evaluating acquisition targets, and supervising the sale and closure of companies.

Mr. Toro subsequently served two years as Financial Director and Controller of one of Imerys’ mining operations in Brazil, with sales exceeding $100 million. As a result, he possesses extensive experience evaluating, recommending and implementing internal controls over financial reporting.

In his spare time, Cesar and Margarita enjoy playing tennis, golfing, boating, and traveling.

With over 21 years of experience in accounting, Margarita has built her career serving both the banking industry and small businesses. At Toro CPA & Associates, she is known for her attention to detail and commitment to providing clients with dependable, personalized service.

She holds a Bachelor’s degree from Universidad del Sagrado Corazón, a Master’s degree in Industrial-Organizational Psychology from Universidad Interamericana, and the AFSP credential. Fluent in English, Spanish, and Portuguese, she enjoys working with clients from a variety of different backgrounds.

Outside of work, Margarita enjoys spending time on the boat, playing tennis and golf, growing herbs and spices for her kitchen, sewing, and discovering new recipes to share with family and friends.

Fun fact: from balancing books to blending homegrown herbs and spices, Margarita believes the best results are cultivated with patience, consistency, and attention to detail.

Alejandro Toro is a Partner at Toro CPA & Associates, where he has spent his entire professional career helping build the firm into the accounting-led advisory practice it is today. Over six years across accounting, tax, and advisory, he has come to specialize in designing the infrastructure that businesses run on — chart of accounts, workflows, and reporting systems — and in advising owners holistically across accounting, tax, and finance rather than treating them as separate silos.

An Enrolled Agent and Certified Tax Resolution Specialist, Alejandro is currently pursuing his CPA license and a Master’s in Accounting. His path into the profession was an unusual one: he holds a Bachelor’s degree in aerospace engineering, and he brings that same systems-minded, first-principles approach to the way he builds accounting operations — treating a client’s financial infrastructure the way an engineer treats a design, built to be precise, scalable, and dependable.

Bilingual in English and Spanish, Alejandro works closely with business owners across a range of industries, from grocery and manufacturing to professional services, real estate, and entertainment.

Outside of work, he’s a lifelong video game and technology enthusiast, and spends his free time with family. Fun fact: he started out designing things meant to fly — and now spends his days keeping businesses’ finances firmly on the ground.

Jeffrey is a Sr Tax Associate with nine years of experience in tax preparation. He began work in 2017 as a volunteer preparer with the VITA program, an experience that sparked a passion for accounting and inspired a career focused on helping clients navigate complex tax matters. He has continued that commitment ever since, and recently re-opened a VITA site at his alma mater, Daytona State College, expanding free tax preparation services to low-income communities.

Jeffrey’s professional background includes experience with regional CPA firms, where he supported partnership mergers and acquisitions alongside individual tax consultation. A licensed Enrolled Agent, he specializes in real estate and foreign tax preparation, as well as forward-looking tax planning for high-net-worth individuals.

Jeffrey holds an Associate of Arts degree from Daytona State College, where he was a member of the Quanta Honors Program, and a Bachelor of Business Administration with a concentration in Accounting from Stetson University. Outside the office, Jeffrey enjoys road trips and amateur woodworking.

“Accountants can and should be stewards of the public trust, and guardians of the public dollar.” — Barbara Jordan, 1976

Nicolo is an Advisory Associate at Toro CPA & Associates, where he works with the firm’s advisory team to help business owners better understand their financial information and support informed decision-making. Since joining the firm after graduating from Stetson University with an MBA in Finance and a Bachelor of Business Administration and Management, he has developed a strong foundation in accounting, financial analysis, and client service while contributing to a variety of client engagements.

While at Stetson, Nicolo was a member of the Roland George Investment Program, ranked among the top 20 student-run portfolios in the United States, and was part of the team that won the 2026 CFA Research Challenge at the Florida stage.

Originally from Italy, Nicolo relocated to the United States four years ago and brings an international perspective to his work. Fluent in English, Italian, and Spanish, he enjoys working with clients from diverse backgrounds and values clear communication, collaboration, and continuous learning.

Outside of work, Nicolo enjoys staying active through soccer and spending time with family and friends.

Mr. Gomez has spent over 12 years building a career in accounting, and currently serves as a Sr Accountant at Toro CPA & Associates. He earned his Associate Degree in Accounting from the Technological Institute of Puerto Rico, graduating with honors. Originally from Puerto Rico, Mr. Gomez relocated to the United States more than eight years ago, growing both personally and professionally. He is fluent in both Spanish and English.

His career includes several years working in various financial institutions, alongside accounting support for small businesses across a range of industries. In one of his most recent roles he ran the full accounting and human resources function for a company, covering hiring, payroll administration, day-to-day bookkeeping, and collections. That diverse background has given him a well-rounded foundation in both accounting and business operations. Today, Mr. Gomez focuses primarily on daily accounting and monthly financial reporting.

Beyond his professional work, Mr. Gomez is deeply involved in his community. Through his religious congregation he volunteers in several capacities, including teaching, basic construction and remodelling projects, and serving on the kitchen staff for small group events.

In his free time, Mr. Gomez enjoys reconnecting with nature, often spending weekends visiting natural springs and hiking scenic trails. Spending quality time with family and friends remains one of his favourite pastimes.

Veronica is an Administrative Assistant at Toro CPA & Associates, where she supports the firm’s daily operations by coordinating client communications, managing documentation, and helping deliver a seamless client experience. Bilingual in English and Spanish, she enjoys building relationships with clients and believes that communication, organization, and attention to detail are the foundation of exceptional service.

Before joining Toro CPA & Associates, Veronica spent over six years building her own clientele in the beauty industry. That entrepreneurial experience strengthened her skills in client relations, time management, and business operations — qualities she continues to bring to her role today.

Outside of work, Veronica enjoys staying active through Pilates and fitness, spending time with family, and continuously learning new skills that support both her personal and business growth.

Fun fact: while her days are spent helping clients stay organized, Veronica also enjoys helping people feel their best as a Licensed Esthetician — proof that attention to detail goes a long way in any profession.